the bar stool thing is what i thought about the $1,000 limit on firearm loss from the normal insurance policy too... until my agent and i had a lengthy discussion about it. (his son is a great friend of mine and knows about my collection)
tis true. there are generally pretty low firearm and jewelry limits on policies and the firearm limit is $1000.00
i asked about the primer thing. he said that the woudl look in to it as he is a reloader as well but shotgun only and never had that many primers at once any way. but wanted to see just in case. turns out the policy the he and i each have does not mention it. but it had to start somewhere...